Keep calm and remember these car accident aftermath tips.
Being in a car accident or even a small tap can be a headache for motorists. While it’s no field day for anyone, there are certain things that you should do to keep your vehicle safe from further damage, and information that can make your claims process a whole lot smoother.
If you’re shaken up and it’s your first involvement in a car incident, check out what you need to in the aftermath of an accident.
Pull over. If you can, pull off to the side of the road, out of the flow of ongoing traffic. If moving your car isn’t possible, turn on your hazard lights to warn other drivers that your vehicle is stopped.
Safety first. If you, your passengers, or anyone else involved in the accident is injured in some way, always call 911 to get immediate assistance. Keep safety first by taking the necessary precautions to protect yourself and others.
Gather details. From the moment you collide with another vehicle, person, or property, keep good records. Jot down the time, location, the other driver’s name, license number, insurance company, and contact information. Once the police have arrived and taken statements, ask for a copy and write down the officer’s names.
Ring your insurance company. Call your insurance company after the accident to let them know that you were in an accident. At this time, you will provide all the specifics of the crash (see step above.) If you took photos or the scene or a video, send them over to your insurance agent as they may help during the claims process.
Work with the claims adjustor. When filing a claim, many insurers will send an adjuster out to inspect the damage to your vehicle. You’ll receive a settlement offer, pay the deductible, and your insurance will kick in to cover the rest of the expense.
Work with an insurance company that will work to protect your vehicle and finances in the aftermath of an accident. The professionals at Insurance and Mortgage Services are here to handle all of your claims needs, along with providing reliable coverage for your car. Contact us to get started on your auto policy today!