As 2015 is just beginning, it is the perfect time to make sure that you are ready to take on the New Year. Along with sticking to your resolutions, it is also important to make sure that your homeowner’s insurance policy provides the right amount of protection from any unfortunate situation that may occur.
You should look over your home insurance policy at least once a year, and there is no better time than at the very beginning. Making sure that you have the right amount of protection early in the year can help to ensure that you are not left without protection for the entire year.
When looking over your homeowner’s insurance policy, there are many changes that you can make. You can increase or decrease the coverage of the overall policy, or just for specific coverage options, such as increasing your liability limits. If you made any renovations to your home during the last year, make sure that you have the right amount of coverage for the new, increased value of your home.
You should also increase the personal property limits of your homeowner’s insurance policy if you received any valuable gifts over the holidays, or inherited any valuable family heirlooms, such as jewelry or fine art. You may also want to consider “scheduling” any valuable items within your homeowner’s insurance policy to provide extra protection for more expensive items since the typical limits of personal property coverage may not provide enough coverage.
For all of your homeowners insurance coverage needs for the New Year, contact the insurance professionals at Insurance and Mortgage Services in Batavia, Illinois. As an independent insurance company, we will work with you to ensure that you have the right amount of protection, all at the right price for your budget.