How texting and driving may affect your Batavia, IL car insurance policy.
Cell phones have become an everyday part of life. From checking email to sending a quick text, most people are always connected to their phone, even when they are in the car. While it may seem like no big deal to send or answer a text while you are behind the wheel, it is one of the most dangerous situations that you can put yourself and other drivers in.
Texting and driving is one of the most dangerous distracted driving situations since it requires you to take at least one hand off the wheel, as well as takes your focus off of the road. Texting and driving can also lead to an expensive traffic ticket, which could dramatically increase the cost of your car insurance policy.
The amount that your auto insurance will raise after a texting while driving ticket depends on your specific auto insurance policy. While just one texting while driving ticket may not have a very big impact on the price that you pay for your coverage, when combined with various other tickets or accident claims, the texting ticket can lead to much higher premiums.
The best way to avoid increased premiums and a potential accident on the road is to avoid using your phone at all while driving. If you have a passenger in your vehicle, ask them to send a text or answer your phone for you. Keeping your focus on the road and your hands on the wheel will help you stay safe and avoid an expensive ticket.
Contact the independent insurance professionals at Insurance and Mortgage Services in Batavia, Illinois for all of your car insurance needs to keep you safe on the road. We will work with you to help you find the right policy, all at the right price to fit your budget.