The do’s and don’ts of a hit and run accident.
We’ve all been there: a car taps us from the behind, and the driver behind signals to pull to the side of the road. Unfortunately, more often than not, the car that ran into you speeds off. If there is significant damage done to your car, it’s not impossible to file a claim and receive help. As with any collision, you must carefully document hit and run accident. It can be a little tricky since the driver has taken off – but not impossible!
Here are a handful of do’s and don’ts of a hit and run accident:
Do get as much information about the incident as possible. Write down:
- License plate number
- The vehicle’s make, model, and color
- Description of damage to the other vehicle
- Which direction the other vehicle was heading
- Photos of the damage to your car
- Location, time, and cause of accident
This information will help to file a claim.
Don’t follow the driver. Leaving the scene of the accident could mean that you miss out on recording eyewitness accounts. Police could question who is really at fault.
Do ask witnesses if they can remember any additional information about the accident. If they give you or the police their statement, ensure that you have their names and contact information in case you need to call on them again.
Don’t wait to call the police or your insurance company to file a police report or accident claim. The official accident report will help the police to look for the missing motorist and will be useful when you file your accident claim.
Now that you know how to handle a hit and run, take the time now to review your auto insurance coverage. Do you have uninsured/underinsured motorist coverage? This protection can be especially important if the driver takes off or has limited auto insurance. Contact the professionals at Insurance and Mortgage Services to secure your auto insurance policy today.