The risk of fallen trees during the winter season increases significantly! Winter storms can shake limbs right off of the tree. Have you taken preventative measures when it comes to your insurance? If not, now is the perfect time to do so!
Fallen tree limbs can cause extensive, expensive damage to your home, vehicles, and even your neighbor’s property! If your vehicle becomes damaged due to a fallen tree, you should inspect your auto insurance policy to check whether or not you have comprehensive coverage. This form of coverage will compensate you for damage done to your vehicle that was not caused by a collision. If you do not have comprehensive coverage, then you will be responsible for repairing the damage yourself.
If a fallen tree damages your home, you should look at your homeowner’s insurance policy to determine what to do next. If no property damage was caused, you will simply have to clean up the fallen tree on your own. However, if it does cause damage, you will have to file a claim with your homeowner’s insurance carrier, and then pay the deductible.
In order to prevent the occurrence of fallen trees, you should make it your goal to trim down any dead branches. Additionally, feel free to get in contact with a professional arborist who can give you a detailed analysis regarding the health of your trees.
For more answers to your insurance or mortgage questions, please contact the experienced professionals at Insurance & Mortgage Services, serving the residents of Illinois! We have a great deal of knowledge of both industries, and cannot wait to share some of it with you!