Is your insurance coverage putting you out of your depth?
A refreshing dip during a hot summer’s day is a luxury for each homeowner with a pool in the backyard. A swimming pool is invaluable to those who love to lay out, lay back, and relax – all in their own space.
While you may have a whole shed dedicated to inflatable pool accessories, do you have your pool covered? We’re not talking about the waterproof pool cover, we’re talking about pool insurance coverage!
Pull the Cover On
Pool insurance is liability coverage through your homeowners insurance policy. In essence, if someone is injured in or around your pool, the liability portion of your home insurance will cover the costs of that person’s medical care and lawsuit expenses – should they decide to sue you!
Most home insurance policies include $100,000 worth of liability but additional coverage is recommended due to the high risk involved in owning a pool. Should someone use your pool without your permission, they can still sue you if they get injured.
Prevent Possible Injuries
Pool means fun – and always requires responsibility. This means more than getting it cleaned now and again. Implement these pool safety tips to prevent accidents!
- Never leave children unattended, even for a few seconds
- Put fencing around the pool area to keep people from using the pool without your knowledge
- Keep children away from pool filters
- Never swim alone
- Keep out of the pool during rain or lightning storms
- Never dive into the shallow end
- Ensure everyone knows how to swim
- Don’t let anyone who has been drinking use the pool
- Install proper lighting
Skip the search of finding reliable pool insurance, contact Insurance and Mortgage Services directly! We pair homeowners within Batavia and neighboring cities in Illinois to a quality policy to suit their pool, home and budget!